Your homeowners insurance company cares about your roof. Your roof is the first layer of defense against wind, hail, rain and other hazards that can lead to expensive claims. The age, condition and even the type of roofing material used can have an impact on how much you pay for insurance. Furthermore, we see more and more insurance companies changing the way they cover claims related to roofs. Some companies will only cover older roofs on an actual cash value basis, instead of replacement cost.
Have you or are you thinking about replacing your roof? If so, check with me. Some insurance companies offer discounts for new roofs.