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Teeter Expert Tip of the Day – Is Cell Phone Use "Reckless Conduct?"

By June 4, 2015May 30th, 2017Personal Insurance

derek ace

A case is making its way through the Pennsylvania court system, (Deringer v. Li, No. GD10-019081 pending in the Court of Common Pleas of Allegheny County), that should make you think twice before using a cell phone while driving.  The case alleges the defendant, while using a mobile phone, rear ended the plaintiff’s motorcycle that was stopped at a red light.  The unique thing about the case is that the plaintiff is seeking PUNITIVE DAMAGES.  Punitive damages are awarded against a person to punish them for outrageous and reckless conduct.  More importantly, punitive damage awards are usually high $$$ and may or may not be covered by your insurance policy.

Are you reading this on a cell phone while driving?

If you’re a business owner, do you have a Driver Safety Policy that addresses employee cell phone use while driving?

Derek Martin
Insurance Ace